What is a Qualifying Life Event and How Does it Help Me?
If you had an important change in your life, or certain changes in your current health coverage, then you probably had a Qualifying Life Event.
A Qualifying Life Event means that you are eligible to sign-up for health insurance anytime, even outside of the Open Enrollment period, which begins on November 1, 2015.
But wait; there is even more good news. A Qualifying Life Event not only makes you eligible for health coverage, it also gets you all the benefits of Obamacare. What this means is that pre-existing conditions are covered, so you cannot be denied. It also means that if you make less than $45,000 in a household of one, or $94,000 in a household of four, then you qualify for government-subsidized premiums. In other words, you will pay much less for health insurance.
What are typical Qualifying Life Events? If you - got married, or divorced; had a baby, or adopted a child; unfortunately had a death in your household, or can no longer claim a child as dependent (e.g. child just graduated college); moved to a new health coverage state; graduated college (congrats!); lost or changed jobs, or had a change in income - then you are very likely eligible. Other examples include change in disability status, expiration of COBRA benefits, and loss of Medicaid.
All of this may seem complicated. Fortunately, HealthPlans.com is here to make it easy. Just fill out our fast form now to find out where you stand. The good news is that even if you don't qualify, you can still get a Short-Term Plan, which is available to anyone, anytime.
So what are you waiting for? Compare all the major health insurers offering Qualifying Life Event coverage now, including Blue Cross/Blue Shield, Aetna, Humana, Assurant, Kaiser (in select states), Cigna, and more!.